Of all the credit cards that I have, the one that I find is the least lenient, least easy to deal with has to be Bank of America. Ironic, since my main checking account is held there, as well as 2 credit cards. A few months back, I (somehow) screwed something up, and managed to not hit “confirm” when making a credit card payment on one of my Bank of America cards, and they very happily raised the interest rate on that card from 1.24% to 29.99%. Well, I wasn’t terribly thrilled with that, so I transferred that balance off to a 0% card as soon as I could get things in order. I then paid the remaining $200-ish balance on the card as soon as I could. Well, the billing cycle has now closed, and I now have the last little bit, just under $18, to pay on that card. What gets me, though, is the fact that they moved up the due-by date a whole week! I just looked through my little notebook, and noticed that the due dates for that card have all been between the 26th and the 28th of the month, for the last 9 months. Now, with this last statement, the due date is the 20th. Gee, are they trying to trip me up and get me to pay it late, since they know they have lost my nice big balance to collect interest on? Shady, shady business practices.
